Digital lending is the use of online technology to manage loan processes, such as originating and renewing loans to deliver faster and more efficient decisions. These platforms enable lenders to provide loans directly to borrowers through software, and reduces the burdens associated with complicated process of applying and receiving funding. The technology has been widely adopted among digital lenders to improve productivity, close a greater number of loans deals, and increase revenue per loan in a rapid and automated manner.
Rapid growth of the digital lending market, owing to continuous growth in digitalization initiatives among financial organizations, and government initiatives for digital lending in developing countries, such as India and China have boosted the adoption of digital lending platforms in the recent years. However, security & compliance concerns, are expected to hinder the growth of the market. On the contrary, growing technological advancements, such as AI integration in digital lending platforms and high growth of cloud-based platforms are expected to present major opportunities for the market growth during the forecast period.
The global digital lending platform market is segmented based on component, application, deployment model, end-user, and region. Depending on component, the market is divided into solution, and service. Based on application, it is segmented into decision automation, collections and recovery, loan processing, risk and compliance management; and others. On the basis of deployment model, it is bifurcated into on-premise, and cloud-based. By end-user, it is classified into banks, insurance companies, credit unions, savings and loan associations, peer-to-peer lending, and others. Based on region, it is analyzed across North America, Europe, Asia-Pacific, and LAMEA.
The report analyzes the profiles of key players operating in the market, including Black Knight, Ellie MAE, Finastra, FIS Global, Fiserv, Intellect Design Arena, Nucleus Software, Tavant Technologies, Temenos, and Wipro. These players have adopted various strategies to increase their market penetration and strengthen their position in the industry.
KEY BENEFITS FOR STAKEHOLDERS
The study provides an in-depth analysis of the global digital lending platform market along with the current & future trends to elucidate the imminent investment pockets.
Information about key drivers, restrains, and opportunities and their impact analyses on the market size is provided in the report.
Porters five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
The quantitative analysis of the global digital lending platform market from 2018 to 2026 is provided to determine the market potential.
KEY MARKET SEGMENTS
By Component
Solution
Service
By Type
Loan Origination
Decision Automation
Collections and Recovery
Risk and Compliance Management
Others
By Deployment Model
On-premise
Cloud-based
By End-User
Banks
Insurance Companies
Credit Unions
Savings and Loan Associations
Peer-to-Peer Lending
Others
BY REGION
North America
o U.S.
o Canada
Europe
o UK
o Germany
o France
o Russia
o Rest of Europe
Asia-Pacific
o China
o India
o Japan
o Rest of Asia-Pacific
LAMEA
o Latin America
o Middle East
o Africa
KEY MARKET PLAYERS
Black Knight
Ellie MAE
Finastra
FIS Global
Fiserv
Intellect Design Arena
Nucleus Software
Tavant Technologies
Temenos
Wipro
CHAPTER 1: INTRODUCTION
1.1. REPORT DESCRIPTION
1.2. KEY MARKET SEGMENTS
1.3. KEY BENEFITS
1.4. RESEARCH METHODOLOGY
1.4.1. Primary research
1.4.2. Secondary research
1.4.3. Analyst tools and models
CHAPTER 2: EXECUTIVE SUMMARY
2.1. CXO PERSPECTIVE
CHAPTER 3: MARKET LANDSCAPE
3.1. MARKET DEFINITION AND SCOPE
3.2. KEY FINDINGS
3.2.1. Top investment pockets
3.2.2. Top winning strategies
3.3. PORTER'S FIVE FORCES ANALYSIS
3.3.1. Bargaining power of suppliers
3.3.2. Threat of new entrants
3.3.3. Threat of substitutes
3.3.4. Competitive rivalry
3.3.5. Bargaining power among buyers
3.4. MARKET SHARE ANALYSIS/TOP PLAYER POSITIONING
3.4.1. Market share analysis/top player positioning 2018
3.5. MARKET DYNAMICS
3.5.1. Drivers
3.5.2. Restraints
3.5.3. Opportunities
CHAPTER 4: DIGITAL LENDING PLATFORM MARKET BY COMPONENT
4.1. OVERVIEW
4.2. SOFTWARE
4.2.1. Key market trends, growth factors and opportunities
4.2.2. Market Size and Forecast by region
4.2.3. Market share analysis, by country
4.3. SERVICE
4.3.1. Key market trends, growth factors and opportunities
4.3.2. Market Size and Forecast by region
4.3.3. Market share analysis, by country
CHAPTER 5: DIGITAL LENDING PLATFORM MARKET BY TYPE
5.1. OVERVIEW
5.2. LOAN ORIGINATION
5.2.1. Key market trends, growth factors and opportunities
5.2.2. Market Size and Forecast by region
5.2.3. Market share analysis, by country
5.3. DECISION AUTOMATION
5.3.1. Key market trends, growth factors and opportunities
5.3.2. Market Size and Forecast by region
5.3.3. Market share analysis, by country
5.4. COLLECTIONS AND RECOVERY
5.4.1. Key market trends, growth factors and opportunities
5.4.2. Market Size and Forecast by region
5.4.3. Market share analysis, by country
5.5. RISK AND COMPLIANCE MANAGEMENT
5.5.1. Key market trends, growth factors and opportunities
5.5.2. Market Size and Forecast by region
5.5.3. Market share analysis, by country
5.6. OTHERS
5.6.1. Key market trends, growth factors and opportunities
5.6.2. Market Size and Forecast by region
5.6.3. Market share analysis, by country
CHAPTER 6: DIGITAL LENDING PLATFORM MARKET BY DEPLOYMENT MODEL
6.1. OVERVIEW
6.2. ON-PREMISE
6.2.1. Key market trends, growth factors and opportunities
6.2.2. Market Size and Forecast by region
6.2.3. Market share analysis, by country
6.3. CLOUD
6.3.1. Key market trends, growth factors and opportunities
6.3.2. Market Size and Forecast by region
6.3.3. Market share analysis, by country
CHAPTER 7: DIGITAL LENDING PLATFORM MARKET BY END-USER
7.1. OVERVIEW
7.2. BANKS
7.2.1. Key market trends, growth factors and opportunities
7.2.2. Market Size and Forecast by region
7.2.3. Market share analysis, by country
7.3. INSURANCE COMPANIES
7.3.1. Key market trends, growth factors and opportunities
7.3.2. Market Size and Forecast by region
7.3.3. Market share analysis, by country
7.4. CREDIT UNIONS
7.4.1. Key market trends, growth factors and opportunities
7.4.2. Market Size and Forecast by region
7.4.3. Market share analysis, by country
7.5. SAVINGS AND LOAN ASSOCIATIONS
7.5.1. Key market trends, growth factors and opportunities
7.5.2. Market Size and Forecast by region
7.5.3. Market share analysis, by country
7.6. PEER-TO-PEER LENDING
7.6.1. Key market trends, growth factors and opportunities
7.6.2. Market Size and Forecast by region
7.6.3. Market share analysis, by country
7.7. OTHERS
7.7.1. Key market trends, growth factors and opportunities
7.7.2. Market Size and Forecast by region
7.7.3. Market share analysis, by country
CHAPTER 8: DIGITAL LENDING PLATFORM MARKET BY REGION
8.1. OVERVIEW
8.2. NORTH AMERICA
8.2.1. Key market trends and opportunities
8.2.2. Market size and forecast by component
8.2.3. Market size and forecast by type
8.2.4. Market size and forecast by deployment model
8.2.5. Market size and forecast by end-user
8.2.6. Market size and forecast by Country
8.2.7. U.S. Digital Lending Platform Market
8.2.7.1. Market size and forecast by component
8.2.7.2. Market size and forecast by type
8.2.7.3. Market size and forecast by deployment model
8.2.7.4. Market size and forecast by end-user
8.2.8. Canada Digital Lending Platform Market
8.2.8.1. Market size and forecast by component
8.2.8.2. Market size and forecast by type
8.2.8.3. Market size and forecast by deployment model
8.2.8.4. Market size and forecast by end-user
8.3. EUROPE
8.3.1. Key market trends and opportunities
8.3.2. Market size and forecast by component
8.3.3. Market size and forecast by type
8.3.4. Market size and forecast by deployment model
8.3.5. Market size and forecast by end-user
8.3.6. Market size and forecast by Country
8.3.7. UK Digital Lending Platform Market
8.3.7.1. Market size and forecast by component
8.3.7.2. Market size and forecast by type
8.3.7.3. Market size and forecast by deployment model
8.3.7.4. Market size and forecast by end-user
8.3.8. Germany Digital Lending Platform Market
8.3.8.1. Market size and forecast by component
8.3.8.2. Market size and forecast by type
8.3.8.3. Market size and forecast by deployment model
8.3.8.4. Market size and forecast by end-user
8.3.9. France Digital Lending Platform Market
8.3.9.1. Market size and forecast by component
8.3.9.2. Market size and forecast by type
8.3.9.3. Market size and forecast by deployment model
8.3.9.4. Market size and forecast by end-user
8.3.10. Rest of Europe Digital Lending Platform Market
8.3.10.1. Market size and forecast by component
8.3.10.2. Market size and forecast by type
8.3.10.3. Market size and forecast by deployment model
8.3.10.4. Market size and forecast by end-user
8.4. ASIA-PACIFIC
8.4.1. Key market trends and opportunities
8.4.2. Market size and forecast by component
8.4.3. Market size and forecast by type
8.4.4. Market size and forecast by deployment model
8.4.5. Market size and forecast by end-user
8.4.6. Market size and forecast by Country
8.4.7. China Digital Lending Platform Market
8.4.7.1. Market size and forecast by component
8.4.7.2. Market size and forecast by type
8.4.7.3. Market size and forecast by deployment model
8.4.7.4. Market size and forecast by end-user
8.4.8. India Digital Lending Platform Market
8.4.8.1. Market size and forecast by component
8.4.8.2. Market size and forecast by type
8.4.8.3. Market size and forecast by deployment model
8.4.8.4. Market size and forecast by end-user
8.4.9. Japan Digital Lending Platform Market
8.4.9.1. Market size and forecast by component
8.4.9.2. Market size and forecast by type
8.4.9.3. Market size and forecast by deployment model
8.4.9.4. Market size and forecast by end-user
8.4.10. Rest of Asia-Pacific Digital Lending Platform Market
8.4.10.1. Market size and forecast by component
8.4.10.2. Market size and forecast by type
8.4.10.3. Market size and forecast by deployment model
8.4.10.4. Market size and forecast by end-user
8.5. LAMEA
8.5.1. Key market trends and opportunities
8.5.2. Market size and forecast by component
8.5.3. Market size and forecast by type
8.5.4. Market size and forecast by deployment model
8.5.4. Market size and forecast by end-user
8.5.5. Market size and forecast by Country
8.5.6. Latin America Digital Lending Platform Market
8.5.6.1. Market size and forecast by component
8.5.6.2. Market size and forecast by type
8.5.6.3. Market size and forecast by deployment model
8.5.6.4. Market size and forecast by end-user
8.5.8. Middle East Digital Lending Platform Market
8.5.8.1. Market size and forecast by component
8.5.8.2. Market size and forecast by type
8.5.8.3. Market size and forecast by deployment model
8.5.8.4. Market size and forecast by end-user
8.5.9. Africa Digital Lending Platform Market
8.5.9.1. Market size and forecast by component
8.5.9.2. Market size and forecast by type
8.5.9.3. Market size and forecast by deployment model
8.5.9.4. Market size and forecast by end-user
CHAPTER 9: COMPANY PROFILES
9.1. BLACK KNIGHT
9.1.1. Company overview
9.1.2. Business performance
9.1.3. Key strategic moves and developments
9.2. ELLIE MAE
9.2.1. Company overview
9.2.2. Business performance
9.2.3. Key strategic moves and developments
9.3. FINASTRA
9.3.1. Company overview
9.3.2. Business performance
9.3.3. Key strategic moves and developments
9.4. FIS GLOBAL
9.4.1. Company overview
9.4.2. Business performance
9.4.3. Key strategic moves and developments
9.5. FISERV
9.5.1. Company overview
9.5.2. Business performance
9.5.3. Key strategic moves and developments
9.6. INTELLECT DESIGN ARENA
9.6.1. Company overview
9.6.2. Business performance
9.6.3. Key strategic moves and developments
9.7. NUCLEUS SOFTWARE
9.7.1. Company overview
9.7.2. Business performance
9.7.3. Key strategic moves and developments
9.8. TAVANT TECHNOLOGIES
9.8.1. Company overview
9.8.2. Business performance
9.8.3. Key strategic moves and developments
9.9. TEMENOS
9.9.1. Company overview
9.9.2. Business performance
9.9.3. Key strategic moves and developments
9.10. WIPRO
9.10.1. Company overview
9.10.2. Business performance
9.10.3. Key strategic moves and developments